Information collected
When you use the inquiry form, we collect the name, email address, phone number, preferred contact time, and scenario you choose to provide. We also retain submission time, consent record, and a pseudonymous security marker used to limit spam and abuse. When you follow an external mortgage-tool link, we may record the time and general location of that link on this site, together with a pseudonymous security marker. This click record does not identify you or mean that you completed an application.
How information is used
Information is used to review your question, contact you about your request, route you to an appropriate educational or mortgage resource, protect the form from misuse, maintain an inquiry record, and understand which site paths lead visitors to mortgage tools. Form information and interaction records are not sold. They are not used to make an automated credit decision.
Mortgage applications and sensitive information
Do not submit Social Security numbers, bank or card numbers, passwords, income documents, tax returns, identification documents, or other sensitive application materials through this form. If you decide to apply or seek preapproval, Anthony will direct you to the appropriate secure process provided through Philanya, Inc. or its approved technology providers.
Service providers and disclosure
Information may be processed by providers that host and secure this website, maintain the inquiry record, or deliver the inquiry notification. It may be shared with Philanya, Inc. and its approved providers when reasonably needed to respond to your request or provide mortgage services, and when required by law. Those providers may maintain their own privacy notices for services you choose to use.
Retention and security
Inquiry records are kept only as long as reasonably necessary for follow-up, recordkeeping, security, and applicable legal or regulatory obligations. Reasonable safeguards are used, but no internet transmission or storage system can be guaranteed completely secure.
Your choices
You may contact Anthony to request correction or deletion of an inquiry, subject to records that must be retained for legal, regulatory, fraud prevention, or legitimate business purposes. You may also contact Anthony without using the form.
Contact
Anthony Esposito · Philanya, Inc.
anthony.esposito@philanya.com
(772) 773-2344